Welcome to Alman Partners True Wealth, Mackay's Premier company for Financial Planning, Superannuation and Investment Advice.

Where we put your best interests first

Alman Partners True Wealth is an independent specialist wealth management firm located in Mackay and Brisbane. Since 1985 we have been leading, educating and inspiring our clients to achieve their most important goals. Whether you are looking for comprehensive financial advice designed to guide you on your journey to True Wealth, or a self-directed investment service, Alman Partners has a world-class solution for you.

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Our clients are just like you!

They want to work with a financial adviser who places their best interests first while providing objective guidance. From superannuation and investment advice through to wealth management, our holistic advice process reviews all areas of your financial situation to ensure your economic security for the future.

Along with in-person meetings at our Mackay or Brisbane offices, we also can meet anywhere in the world using online video conferencing.

Alan & Catherine
Lenore & David
Rowena & Nick

Our True Wealth

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580+

successful clients & growing. Join our client community today!

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130+

happily retired clients living their True Wealth.

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2

Nobel-Prize winning academics underpin our investment philosophy.
( Fama + Merton )

35+

years in Mackay,
and now in Brisbane.

Our Services

With over 35 years of experience in wealth management and financial advice, Alman Partners have the knowledge and expertise to offer a wide range of services, including:

  • Comprehensive financial planning
  • Investment advice
  • Private wealth management
  • Superannuation advice
  • Aged care advice
  • Asset protection
  • Investment Second Opinion
Financial Planning mackay - Plants sprouting from coins to indicate growing wealth

Financial Planning

Alman Partners can help you and your family achieve financial security through our tailored financial solutions. Specialising in business and personal financial planning, we can provide you with a high probability of achieving your financial dreams.

Our team has expert knowledge and experience in the following areas and incorporate them, where necessary, in your financial plan:

  • Wealth accumulation
  • Tax planning
  • Gearing
  • Finance and loan structures
  • Loan consolidation
  • Redundancy planning
  • Estate planning
  • Cash flow and budgeting

Investment Advice

Not sure how or where to invest your money? Alman Partners can provide you with expertly tailored investment advice, incorporated within our holistic financial planning services. We will work with you to develop clear and effective long-term investment strategies whilst considering:

  • Any Existing Investments
  • Asset Allocation
  • Diversification across Asset Classes
  • Your Risk Tolerance

Our highly qualified advisers will guide you through your investment experience, providing education along the way on how markets work, including inevitable volatility and the emotions that associate with this.

Investment Advice Mackay - money on table in varying amounts with pen and calculator
Superannuation Mackay - hand holding gold coins with plant sprouting from them to indicate growing your super

Superannuation

Superannuation – all workers have it. But why is it important to be engaged with your super? Alman Partners can help you build a brighter future with our expert superannuation advice. Australia is one of the few countries in the world to have a three-tier strategy for retirement funding. Australian retirees generally rely on a mix of personal savings, a government pension (such as the Age Pension) and superannuation.

With a population shift occurring (meaning fewer taxpayers to support more retirees) and longer average life expectancy, the government pension will be placed under even more strain moving forward. This means getting involved with your superannuation is an important strategy for funding your retirement. The super system can be quite complex and seeking superannuation advice from a professional is money well spent.

Second Opinion Service

With all the complexity and volatility of today’s financial markets, research shows over 80% of investors don’t really understand their current portfolio’s risk characteristics. They are unsure of where to find objective advice, and generally don’t know what the total costs are.

Alman Partners gives you the opportunity to get a second opinion on your situation. If you are in good shape, we will tell you to stay where you are. Our advisers will also list areas of concern and key issues we have identified, so  you can address them with your current adviser.

If we believe we can add significant value to your situation, we will also provide you with a comprehensive proposal, outlining our advice and implementation processes.

Second Opinion Service Mackay - Stethoscope against glass jar of coins to indicate checking financial health

Frequently Asked Questions

What does a Trusted Financial Adviser do?

A ‘Trusted Financial Adviser’ will always put your best interests first. The most important first step is to gain an understanding of your values around money, then clarifying what your most important goals are. Then we move onto where you are financially and start to chart where you need to be.

What should I look for in a Financial Adviser?

Definitely look at their professional qualifications and how long they have been advising clients in your area. Also in our view, someone who is not aligned with any product providers including banks or insurance companies. Do your homework; you want your Financial Adviser to be your personal fiduciary.

Why do I need a financial plan?

Imagine getting into a taxi and telling the driver you don’t know your destination and to just drive. There is a good chance you will not end up where you really wanted to be. Having a comprehensive financial plan is a roadmap directing your decisions around what is important to you about money. A robust financial plan will clearly identify your most important goals and objectives, then provide a number of strategies to achieve them. Some practical aspects may cover cashflow management, debt management and reduction, investment and superannuation advice, asset allocation, personal insurance protection and estate planning issues.

How much do you charge and what do I get?

Alman Partners charges our clients a fee for service paid directly by you. There are three components to our fees:

  • Initial Meeting fees are generally $330, however, if you have been referred to our firm from one of our clients or professional associates this meeting will be complimentary.
  • Construction & Implementation of Statement of Advice. Should you decide to engage us to provide you with a comprehensive Statement of Advice, we will charge you a one-off fee which will be quoted to you in a detailed Client Service Agreement document.
  • Lastly, our clients generally retain our firm to provide ongoing review and advice over many years. This fee will be disclosed in our Client Service Agreement so you can make an informed decision.

If you would like more information, please refer to our Financial Services Guide.

Why do I have to provide so much personal information?

To provide you with comprehensive and effective advice, we need to first understand your current financial position. You can choose to provide this information to us before our first meeting, or you can attend a Discovery Meeting and get to know us before deciding to provide personal information. This will most likely require a second meeting so we can put together some concept ideas to outline the value we believe we may be able to provide. This second meeting is generally complimentary.

Am I obligated to continue with Alman Partners after the first meeting?

No. Hopefully you will leave this meeting more knowledgeable and with a clearer picture of what actions you must take to achieve your own 'True Wealth.'

After the plan has been implemented, what happens next?

Depending on the complexity of your situation, we will review your portfolio once or twice a year. At our review meetings, we will discuss your overall financial strategy, performance and product costs, all while ensuring we are targeting towards your goals. Should you have any queries or changes that occur to your situation outside of your review meetings, your Adviser is always available to discuss this with you.

When do I need to update my Financial Adviser?

It is always best to inform your Financial Adviser of any major changes to your financial situation. This way we can ensure that your financial plan is on track and you are in the best position to achieve your goals. It is best to update your Adviser when you have a change in employment, receive a large pay increase, receive an inheritance or pay out a loan.

Do I need to come into the office for meetings?

We understand that making a visit to our office is not always possible, especially when you do not live in Mackay or Brisbane. We cater for all meeting types – face to face, phone only (with any relevant documents posted or emailed) and web-based meetings.

Do you have parking facilities?

Yes. There is plenty of parking available in our off-street car park accessible from 8 Brisbane Street, Mackay. We also have 3 car parks available next to our entrance for those with mobility issues.

For our Brisbane clients, we will arrange for a secure car park for your appointment in a nearby parking lot.

Your Money Blog

Education is the key to understanding anything in life. We learn to crawl before we walk, our ABCs before we read. Financial planning is no different. Continual education is the key to happy and successful investors. Following, you will find an extensive selection of resources to empower you, including the most up-to-date news and information on finance.

Your Money Blog

Education is the key to understanding anything in life. We learn to crawl before we walk, our ABCs before we read. Financial planning is no different. Continual education is the key to happy and successful investors. Following, you will find an extensive selection of resources to empower you, including the most up-to-date news and information on finance.

Get Started Today

Contact us for more information on our financial services.
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