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General Disclaimer

This material is provided for information only. No account has been taken of the objectives, financial situation or needs of any particular person or entity. Accordingly, to the extent that this material may constitute general financial product advice, investors should, before acting on the advice, consider the appropriateness of the advice, having regard to the investor’s objectives, financial situation and needs. You should carefully read and consider any Product Disclosure Statement (PDS) that is relevant to any financial product that has been discussed before making any decision about whether to acquire the financial product. This is not an offer or recommendation to buy or sell securities or other financial products, nor a solicitation for deposits or other business, whether directly or indirectly.

Investment Projections Disclaimer

Investment return projections are based on historical average performance of actual or simulated returns. Performance data shown represents past performance. Past performance is no guarantee of future results and current performance may be higher or lower than the performance shown. Therefore the stated figures should not be relied upon. The investment return and principal value of an investment will fluctuate so that an investor’s investments, when redeemed, may be worth more or less than their original cost.

Simulated Investment Performance Disclaimer

Investment returns highlighted on this website and quoted in posted content are simulated. This website contains simulated returns which do not represent actual performance of assets during a period.  If the simulated strategy had been implemented during the period the actual returns may have differed significantly from the simulated returns presented.  These simulated returns were prepared for use by financial advisers and professional investors who understand the limitations of simulated returns. The provider of any simulated returns contained in this website disclaims any responsibility or liability for the disclosure of these returns to you.  Past performance (whether actual or simulated) is not indicative of future performance.

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