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General Disclaimer

Any information provided within this website is purely factual in nature. It has not been taken into account your personal objectives, situation or needs. The information is objectively ascertainable and is not intended to imply any recommendation or opinion about a financial product. This does not constitute financial product advice under the Corporations Act 2001 (Cth). It is recommended that you obtain financial product advice before making any decision on a financial product such as a decision to purchase or invest in a financial product. Please contact us if you would like to obtain financial product advice.

Provisional Financial Adviser Disclaimer

Warning – personal advice to a retail client
Any personal financial product advice provided by Provisional Financial Adviser (ARN: xxx), as a provisional financial adviser, whether orally or in writing, is taken to have been provided by a supervisor of the provisional financial adviser: Stephen Lowry – ARN: 001001393; Paul Shepherd – ARN: 001001430; Teneale Laister – ARN: 001001427; Niyati Khanna – ARN: 001250721; Jason Kirk – ARN: 000275916; Kelsey Dent – ARN: 001271571; Katrina Dhu – ARN: 001008822; Veronika Holubova – ARN: 001261567. This provisional financial adviser is undertaking work and training in accordance with subsection 921B(4) of the Corporations Act 2001 (Cth), and these supervisors are responsible for any personal advice provided by the provisional financial adviser.

Investment Projections Disclaimer

Investment return projections are based on historical average performance of actual or simulated returns. Performance data shown represents past performance. Past performance is no guarantee of future results and current performance may be higher or lower than the performance shown. Therefore the stated figures should not be relied upon. The investment return and principal value of an investment will fluctuate so that an investor’s investments, when redeemed, may be worth more or less than their original cost.

Simulated Investment Performance Disclaimer

Investment returns highlighted on this website and quoted in posted content are simulated. This website contains simulated returns which do not represent actual performance of assets during a period.  If the simulated strategy had been implemented during the period the actual returns may have differed significantly from the simulated returns presented.  These simulated returns were prepared for use by financial advisers and professional investors who understand the limitations of simulated returns. The provider of any simulated returns contained in this website disclaims any responsibility or liability for the disclosure of these returns to you.  Past performance (whether actual or simulated) is not indicative of future performance.

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