Why Personal Risk Insurance Premiums are Rising in Australia
Personal risk insurance premiums have become one of the most pressing issues in the industry, but no one cause is behind the price hikes.
Personal risk insurance premiums have become one of the most pressing issues in the industry, but no one cause is behind the price hikes.
When it comes to care, the biggest question often isn’t whether to stay home or move — it’s how to ensure the right support is in place as needs evolve. While home offers comfort, independence, and familiarity, changing care requirements can make the decision more complex. Understanding the balance between safety, wellbeing, and quality of care is key to making the right choice for the future.
If you haven’t reviewed your personal insurance cover in some time, it might pay to. It is not uncommon for policies held for 5 years+ to cost up to 40% more than a new policy premium.
Friend of Alman Partners, Rick Walker of Lorica Partners, together with Jason Kirk, review the 2026 Federal Budget. Read on to learn more about the proposed changes to tax.
As we get older, our care needs can change. Understanding the different aged care options available can help you and your family make more confident decisions – before they become urgent.
Uncertainty, often viewed as a threat by investors, can instead be reframed as a vital driver of long-term wealth creation. Just as obstacles can be repositioned as opportunities, the inherent risks in markets are what generate returns, particularly through equities. While short-term volatility may feel unsettling, it is the willingness to accept uncertainty that enables investors to benefit from the equity premium and ultimately grow their savings over time.
Following a relationship breakdown, it is essential to regain full visibility and control over your finances. It is not just practical, but empowering. Discover more in Katrina’s latest article.
Aged care needs can sometimes be overlooked in long-term financial planning, yet poor preparation can have a significant financial impact.
Gold is often seen as a defensive asset, but evidence shows its returns have little consistent relationship with economic downturns. While gold sometimes rises during periods of negative growth, high‑quality government bonds have provided similar returns, calling into question the added benefit of holding gold for this purpose.
Financial comparison is one of the fastest ways to drain your confidence, distort your goals, and sabotage the progress you have made. Join Ashleigh as she examines how comparing your financial situation with others can hinder your overall well-being.