truewealth Tag - Your Money: Blog Alman Partners

Consolidation Doesn’t Have to Mean Less Choice – It Can Mean Better Choice

Life insurance market consolidation is often seen as reducing competition, but it can also create better outcomes for advisers and consumers. By combining scale, technology and shared infrastructure while maintaining distinct brands, insurers can continue to offer meaningful choice, innovation and improved service. In an increasingly complex market, specialist risk advisers play a vital role in helping clients navigate options and secure cover tailored to their needs.

What the New CGT and Negative Gearing Reforms Mean — And What They Don’t

Australia’s new CGT and negative gearing reforms are reshaping property investment incentives. Learn what’s changing, what remains the same, and why long-term investment success is driven by strategy, diversification and disciplined decision-making.

Why Personal Risk Insurance Premiums are Rising in Australia

Personal risk insurance premiums have become one of the most pressing issues in the industry, but no one cause is behind the price hikes.

Staying at Home vs Moving into Care

When it comes to care, the biggest question often isn’t whether to stay home or move — it’s how to ensure the right support is in place as needs evolve. While home offers comfort, independence, and familiarity, changing care requirements can make the decision more complex. Understanding the balance between safety, wellbeing, and quality of care is key to making the right choice for the future.

Life Insurance: Are you getting value for your premium dollar?

If you haven’t reviewed your personal insurance cover in some time, it might pay to. It is not uncommon for policies held for 5 years+ to cost up to 40% more than a new policy premium.

2026 Federal Budget

Friend of Alman Partners, Rick Walker of Lorica Partners, together with Jason Kirk, review the 2026 Federal Budget. Read on to learn more about the proposed changes to tax.

A Simple Guide to Aged Care Options

As we get older, our care needs can change. Understanding the different aged care options available can help you and your family make more confident decisions – before they become urgent.

Rebuilding Wealth after Relationship Breakdown

Following a relationship breakdown, it is essential to regain full visibility and control over your finances. It is not just practical, but empowering. Discover more in Katrina’s latest article.

Why early aged care planning should be part of your financial strategy

Aged care needs can sometimes be overlooked in long-term financial planning, yet poor preparation can have a significant financial impact.

Does Gold Hedge Economic Downturns?

Gold is often seen as a defensive asset, but evidence shows its returns have little consistent relationship with economic downturns. While gold sometimes rises during periods of negative growth, high‑quality government bonds have provided similar returns, calling into question the added benefit of holding gold for this purpose.

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