Are you a business owner?

Being a business owner involves many responsibilities at work, home, and in the community. When you’re so busy looking after everyone else, it can be difficult to plan for your future financial security.

At Alman Partners, we specialise in working with business owners and professionals who generally have complex needs. Our approach is centred on getting to know your particular situation so we can provide you with customized personal & business financial advice.

Time Poor

We understand that business owners and professionals encounter unique issues when it comes to time management. There are only so many hours in the week – 56 of those hours are spent sleeping and 50 – 60 hours are generally spent working. That only leaves up to 62 hours per week to allocate to your family, relationships, health and fitness, finances, and general quality of life.

The key is to spend your time wisely and delegate certain matters to trusted professionals. Our financial planners in Mackay can help you with this.

Financial Advice for Business

As your strategic financial advisers, we’ll provide you with world-class investment solutions. Our team can work side by side with other business advisors to ensure everyone is on the same page. We’ll also introduce experts into your trusted team if you require.

Our ultimate aim is to help you make smart financial decisions, in line with the things that matter most to you and your business.

How we work

To give you the best advice possible, we’ve developed a process that relies on your involvement. Our team will help you understand why we make the recommendations we do, while respecting your valuable time.

We follow these steps to provide you with expert business financial advice:

Discovery Meeting

After you contact our office, we’ll arrange for you to attend a Discovery Meeting. This is a great opportunity to meet our financial advisers and learn more about our services and expertise. We’ll start scoping out your needs and identify opportunities to get your personal financial plan on track.  Our fee schedule will also be outlined during the Discovery Meeting, so you have clear understanding of the costs involved. Discovery Meetings take around one hour and have a $330 fee (inc. GST). At the end of the Discovery Meeting, we’ll help you decide whether to proceed to an in-depth Concept Meeting. There is no additional fee for the Concept Meeting.

 

Concept Meeting

During the Concept Meeting we’ll explore your aims and objectives in more detail. Prior to the meeting we’ll ask you to complete a copy of our Personal / Business Financial Profile, which will supply us with the information we need to discuss strategy ideas with you.

We’ll conduct a thorough assessment in the following areas, including;

  • Your personal goals and objectives
  • Current tax structure and planning
  • Cash flow and debt management
  • Current financial plan & investments
  • Your business plans
  • Insurance review
  • Legal issues, including estate planning.

At the conclusion of this discussion, we should have a clear scope of the advice and assistance you require from our firm. This meeting will take approximately two hours.

Your proposal

At this stage we’ll be in a position to provide you with a proposal of our services. As a fee-for-service firm, we can provide you with a fixed fee quote to develop and implement your  financial plan.

Prior to making a decision to engage with our firm, we’ll ensure you have all the information you need to make an informed choice.

Second Opinion Service

With all the complexity and volatility of today’s financial markets, research shows over 80% of investors don’t really understand their current portfolio’s risk characteristics. They’re unsure of where to find objective advice, and they generally don’t know what the total costs are.

Alman Partners gives you the opportunity to get a second opinion on your situation. If you’re in good shape we’ll tell you to stay where you are. Our advisers will also list areas of concern and key issues we’ve identified, so you can address them with your current adviser.

If we believe we can add significant value to your situation, we’ll also provide you with a comprehensive proposal, outlining our advice and implementation processes.

Welcome to the Alman Partners Community!

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At Alman Partners we aspire to have productive long term relationships with our clients. In some cases we are now looking after the financial affairs of the children of people we started working with 30 years ago. These successful relationships are built on our core philosophies of leading, educating and inspiring our clients.

As an Alman Partners client you will have regular review and planning meetings with your adviser and easy phone access to all of our experts. You’ll also get to know our brilliant support team who will deal with any day to day issues like setting up appointments, completing paperwork or assisting with with 3rd parties such as Centrelink as an example .

We will keep you up to date with trends and news that may affect your situation. We do this via;

Interesting case studies, regular blogs which can be accessed via email, Facebook or our website, and our YouTube channel.

We believe that education is critical to your success as an investor, so we provide you with access to webinars, seminars and video events that will increase your knowledge and confidence.

Because we do spend many years working with our clients, we build very close relationships. From time to time we endeavour to arrange various opportunities to socialise with our client community.